Harley Stanfield IFM P³

What can Harley Stanfield's IFM P³ Program do for you and how does it work?

IDENTIFY

We identify a prospective purchase by determining if it will require a combined monthly property tax, insurance, and mortgage payment that will be 15% less than the fair rental market rate charged on comparable residential units in these areas.

Because of in-house coding, we normally limit our purchases to 2 to 3-bedroom residential properties in mid to upscale neighborhoods that have a less than 2% vacancy rate.

Harley Stanfield puts potential investment properties to the test. They must be in excellent physical condition and convenient to the employees of the major employers in the area. If new, they must be built to LEED Silver standards or better, and if older, they will be renovated into a "Greener", more eco-friendly space.

FINANCE

Harley Stanfield provides a mortgage bank that guarantees to meet or beat any financing rate offered to the client on non-owner-occupied home purchases with a buyer equity participation (down payment) of 25%. Individuals and couples will qualify for this financing through the Harley Stanfield application process prior to being offered an investment property.

Harley Stanfield also offers to its retirement and trust fund clients a unique mortgage vehicle - The non-recourse loan. This mortgage allows a retirement or trust account to hold 100% of title and ownership to real estate despite the actual percentage of capital value it has participated in. In other words, a 35% down payment and contingency money from the fund enables the fund to take advantage of 100% of the property's appreciation without jeopardizing any of the fund's other assets, including cash, in the event of default.

When you make the decision to invest with Harley Stanfield, we make arrangements to have the required equity participation funds ($50,000 minimum) deposited into an FDIC insured institution with instructions to release the necessary portion of these funds upon closing on the purchased investment property. This allows the client access to other investment vehicles and protects his/her excess capital before and during the lifetime of this investment. We have introduced a special P³ program for the city of Detroit which will deliver a fully "greenerized" 2-3 bedroom, 1-1/2 bath home at a maximum cash purchase price of $50,000 with an annual income of $7200 - $10,800.

MANAGE

Harley Stanfield offers its clients a unique opportunity for investment. Harley Stanfield will offer to act as the property manager on your new investment property. The property management fees we charge are lower than industry standards because we are responsible for the "Green" and eco-friendly renovations done to the property in order to make it more sustainable. And because we conducted the market analysis for the area where the house is located, we will know your property best.

Harley Stanfield primarily sells its customers properties it already owns or has under contract. We invest our money first, so we are already standing behind our properties and know their potential for strong financial gain. We are already managing your property as if it were ours, because until you invest, it more than likely is ours. About the only thing that changes after you invest is the name on the rent checks that will be deposited into your account as income.

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